Retainer Financing from ePay Finance – Bruised Credit OK
Concerned about being able to afford a retainer when you work with the Devolder Law Firm? We work with ePay Finance to provide affordable finance options for our clients. ePay is a multilender platform that provides financing offers direct to you for amounts up to $35,000. They approve people with credit scores as low as 600 for offer terms up to 60 months, with fixed rates from 5.99% to 35.99% based on income and credit.
The application to qualify is a “soft inquiry,” which means
it does not affect your credit score —
so there’s no reason not to find out how affordable quality representation can be.
Your application goes to a pool of up to 11 competing lenders who quickly respond with their best offers to meet your financing needs based on your credit score and income. Funds come directly to you, allowing you to pay the balance of your retainer and have the representation you need and deserve for a payment you can easily afford.
Financing Program Qualifications
Concerned you may not qualify? That’s okay — friends and family are eligible to apply on your behalf.
The qualifications are:
- At least 18 years old
- Income of at least $1,500 per month
- Debt-to-income ratio of less than 50%
- U.S. citizen (or permanent resident in the U.S. on a valid long-term visa)
- Verifiable name, date of birth, and Social Security number
- Must have a personal bank account
- Must have a valid email account
- Credit score of 600 or higher
- Bankruptcy discharged 2 years or longer
- Less than 7 credit bureau inquiries within the last 6 months
- Minimum of 2 open trade lines reported on credit report
- No state or federal tax liens
Devolder Law Firm puts the needs of our clients first above all other goals. We want you to succeed and will utilize our extensive legal techniques to obtain a positive outcome.
Our firm acknowledges clients concerns about paying for an attorney. We keep hourly fees reasonable for the average suburban family.
Our firm is conveniently located in a suburban first-floor office building with easy-access parking, less than 5 minutes from i-75.
Our clients always come first. We take the time to get to know you and understand your case. We're always available when you need us most.
We consider both legal and practical solutions that will help you achieve your goals.
Our goal was to create a law firm that you can relate to, one that is convenient to your home and easy to communicate with.
We understand you need answers - we prioritize your needs and keep you up to date with your case every step of the way.
Bryan is very experienced, knowledgeable, honest, trustworthy and very straight forward, he will tell you exactly where you stand and what direction you should go.- Jose G.
Devolder Law Firm is professional, caring, attentive, firm in helping their clients reach solutions and ethical.- Amanda S.
They make you feel more like a friend/family than a client or a number. They are with you every step of the way.- Crystal C.
Whatever your concerns, have faith that the Devolder team will be on your side and with you every step of the way through the legal process!- Tom A.
Brian and Sara took care of my divorce and made it as painless as possible and got an outcome for that was well more then I could have thought of! I- Chris C.